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5 FAQs People Have About Car Accidents with Drivers from Another State

The applicable law gets complicated if you are involved in an accident with a driver from another state or an out-of-state car accident. One of the most difficult questions you will ask yourself is the right procedure to follow when reporting an accident. You may also wonder if your insurance will be applicable in an out-of-state car accident or whether you will get fair compensation.

Apart from the above questions, several other complicated questions will also arise and may need the help of a car accident lawyer to address them. This article addresses 5 FAQs people have about a car accident with a driver from another state.

1. What Steps to Follow When Reporting the Accident?

This might seem a very disturbing question, but it isn’t because you follow similar steps as if the driver was from your state, as long as the accident did not happen in another state. Therefore, if you are involved in a car accident with a driver from another state, you should exchange insurance information and contacts with the driver.

After that, take photos of the damaged cars and the scene where the accident occurred. You should also seek medical treatment if you are injured. Then contact your insurer to report the accident, and later, you can seek a lawyer to help you pursue the lawsuit.

2. Do Insurance Cover Accidents that Occur in Other States?

Most insurance companies have policies that extend to cover even car accidents that occur in another state. However, it is crucial to check out and understand the limitations of your insurance coverage. You can easily confirm by directly contacting your insurance company.

3. Can I Sue the Driver If Involved in an Out of State Car Accident?

You can sue the driver even if they are not from your state, but you should understand that the legal process is a bit complicated as various states have different laws. Therefore, if you are involved in a car accident with a driver from another state, it is very important to hire a  lawyer licensed to practice law in that state.

4. Who Pays for Losses When Involved in A Car Accident in Another State?

Generally, it depends on who is faulty upon assessing the accident. If, for instance, you are the one who is found faulty for the accident, your insurance company will have to compensate for the damages caused to the other party’s car. Likewise, if the other party is faulty, their insurance will pay you for the injuries and other damages you incur.

5. Which State’s Laws Apply If an Accident Occurs in Another State?

If you are involved in a car accident with a driver from another state, the laws of the state where the accident occurs will apply. Therefore, when pursuing a lawsuit, it is important to hire a lawyer who is familiar with the insurance requirements and the traffic laws of that state. Also, remember to carry copies of your crucial documents, including the insurance, when traveling to other states.


Some of the most disturbing questions that most people ask when involved in a car accident with a driver from another state are what steps to follow when reporting the accident and whether their insurance will cover accidents in another state. You may also want to know if you can sue a driver from another state and which state’s laws will apply.

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