Construction work is dangerous, and construction accidents can have severe physical and financial consequences. Suppose you are a Maryland resident and have suffered an injury in a construction accident. In that case, you may be entitled to certain benefits to help cover the costs of your medical treatment and lost wages. The blog post will discuss five benefits you can claim after a construction accident in Maryland. Here is an overview of each type of benefit and explain the process for applying for them.
1. Medical Treatment Benefits
If you’ve suffered injuries in a construction accident in Maryland, you may be eligible to receive certain benefits under a workers’ compensation claim. Medical treatment benefits are one of the most important benefits you can claim after an accident. These benefits cover the cost of medical care for injuries one suffers from an accident, including hospital visits, prescriptions, doctor’s appointments, and other related expenses.
In some cases, these benefits may also cover the cost of physical therapy and other rehabilitative services. It’s essential to contact an experienced construction accident attorney to help you pursue Workers’ Comp in Construction Accidents and protect your rights.
2. Lost Wages
One of the most common benefits that victims of a construction accident in Maryland can claim is lost wages. The benefit covers any wages you lose due to being unable to work while recovering from your injury. It also covers any wages you would have earned if you had not suffered injuries and could continue working.
The benefit can be a lump sum payment based on your wages before the accident to help you stay financially stable during your recovery. However, the claim may only cover a portion of your lost wages. It’s, therefore, vital to have an experienced construction accident attorney by your side to help you get the benefits you deserve.
3. Death Benefits
When a worker dies due to an accident on a construction site in Maryland, the surviving family members can claim death benefits. Death benefits can help provide financial relief for funeral expenses, lost wages, and other costs associated with the death of a loved one. However, the employee must have been an employee and sustained injuries that led to their demise.
In addition to death benefits, there are other types of compensation that the surviving family members can claim. These may include compensation for medical bills, rehabilitation costs, and loss of future earnings. It is essential to contact a qualified attorney to ensure you receive the maximum compensation available to you and your family.
4. Disability Benefits: Workers’ Compensation
Suppose you have suffered a severe injury in a construction accident in Maryland, rendering you temporary or permanent disability. In that case, you may claim disability benefits under workers’ compensation. Disability benefits under workers’ compensation cover medical expenses, income lost, and other costs associated with your disability.
However, depending on the type of disability claimed, partial or total, these payments can also include partial reimbursements for medical costs not covered by health insurance, along with necessary tools, appliances, and other equipment needed by an employee during rehabilitation efforts. An experienced construction accident lawyer will be able to help you determine whether to file a temporary disability claim or a permanent disability claim.
5. Personal Injury Claim: Third-Party Liability
In Maryland, the law bars workers from suing their employers for injuries from construction site accidents. However, as a construction worker, you’re entitled to workers’ compensation which is no-fault insurance. That means you can receive your compensation regardless of who is responsible.
However, suppose a third party, such as a subcontractor or an equipment manufacturer, is liable for your construction work accident and injuries. In that case, you may file a personal injury claim. In personal injury claims, you must prove that the third party was negligent and caused your injuries. If they failed to use proper safety measures and practices, they would likely be liable for your damages.
Conclusion
When you suffer injuries in a construction accident in Maryland, you must understand the benefits you may be entitled to and their requirements. The benefits, whether medical benefits, lost wages, disability benefits, or vocational rehabilitation benefits, can help you recover from your losses. However, consulting an experienced construction accident attorney can help you understand your rights and help you to maximize the amount of compensation you can receive.